Bank of England Weighs Lifting the Mortgage Income Cap From 4.5 to 5 Times Earnings: What It Could Mean for Kingston upon Thames Buyers (November 2026)
Since 2014 a single number, 4.5, has shaped how much higher-multiple mortgage lending UK banks and building societies can do. Now the Bank of England is weighing whether to push that number to 5, a shift that could matter enormously for anyone hunting for a flat or terraced house in Kingston upon Thames. The Financial […]
